Our

Product Portfolio

Because no two people are alike, Lending Leaf Co. offer a variety of government, conventional and niche loan programs to meet your mortgage needs.
Purchasing a Home? We have a product for you!

FHA Loans

Lending Leaf Co. is a FHA Lender. Listed below are FHA loan programs

  • Purchase loans up to 96.50% Loan to value
  • 620 Min score requirement
  • Gift funds allowed for down payment
  • Seller can pay closing costs
  • 203K Rehabilitation Loans
  • FHA Streamline Refinance (non- income qualifying)
  • FHA High balance loan up to $729,750.00

USDA Rural Home Loans

The home to be purchased must be located in an eligible rural area as defined by USDA

  • 100% Financing Loan can be based on Appraised Value vs. Sales Price
  • Closing costs can be rolled into the loan

First Time Home Buyer Loans

Lending Leaf Co. is a FHA Lender. Listed below are FHA loan programs

  • 97% Conventional loans
  • Fannie Mae Home Ready 3% down payment
  • Freddie Mac Home Possible 3% down paymentt

VA Loans

If you are Veteran, Reservist or Active duty you can qualify for a VA loan. Listed below are the VA loan programs

  • Purchase loans up to 100% loan to value
  • Cash out loans up to 100% Loan to value
  • VA IRRRL – Non income qualifying refinance
  • VA High Balance loan up to $625,500.00

Conventional Loans

Conventional loans are available to borrower that meet guidelines set by Fannie Mae & FreddieMac. Fixed and adjustable rate mortgages are available under this product for the following purposes

  • Purchase Loans up to 95% Loan to value
  • Rate & Term refinance loans up to 90% Loan to value
  • Cash out loan up to 80% Loan to value
  • Investment properties up to 75% loan to value

Jumbo Mortgages

We offer Jumbo lwith competitive rates

  • We offer Jumbo loans of up to $5,000,000 with competitive rates
  • We offer FHA Jumbo loans in High Cost areas with a down payment of just 3.5%
  • Super conforming loans- above GSE limit in designated areas

Refinancing Options

We can offer fallowing Refinancing Options

  • Purchase Loans up to 95% Loan to value
  • Rate & Term refinance loans up to 90% Loan to value
  • Cash out loan up to 80% Loan to value
  • Investment properties up to 75% loan to value